N. Raleigh | (919) 878-7786
S. Raleigh/Garner | (919) 661-1100
 

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DUI Insurance

Coverage for Drivers in Raleigh, Garner, Holly Springs, Apex, Cary, Clayton, Fuquay Varina, Knightdale, Wake Forest and the Greater Research Triangle of North Carolina

Most people take care not to drink to excess and then drive a vehicle. However, there are times when mistakes happen, and you wind up with a hefty DUI — Driving Under the Influence — charge.

No one wants a DUI. You can expect the charges to place burdens on your auto insurance eligibility. The DUI might drive up your premiums or even cause you to lose coverage altogether. Yet, you shouldn’t have to suffer unfairly. You still need car insurance, after all.

North Carolina DUI recipients can come to ACF Insurance Services to settle any insurance problems resulting from a charge. Contact us at our Raleigh office at (919) 878-7786 or our Garner office at (919) 661-1100. You may also request a quote online right now and a sales agent will contact you the same day.

The Risks Of DUIs

Intoxication, can cause a loss of abilities which often make it difficult (if not impossible) to drive a car. North Carolina reported 11,264 accidents, 8,189 injuries and 402 fatalities from alcohol-related crashes in 2016. Statistics like these prove why DUI laws exist. They help keep the public safe. Drivers caught driving drunk might face probation, license suspensions and even jail time.

Will DUIs Affect My Car Insurance?

Only one DUI or DWI can impact your ability to get car insurance. Many insurers will raise your premiums significantly following a DUI. Some might even cancel your policy. That’s because they will now consider you to have a huge risk of filing a claim because of your demonstrated actions.

Here at ACF Insurance Services, we believe you shouldn’t have to suffer unfairly with the insurance penalties of a DUI. After a charge, we can help you review or update your policy to keep your rates as affordable as possible. It’s our promise that you will be able to return to the road with the inconveniences behind you and still afford to continue with your car insurance.

Understanding Auto Insurance Coverage

All of ACF Insurance’s policies will meet coverage rules set by North Carolina law. The state requires:

  • Liability Insurance: Insures you against damages you cause others if you are at-fault in an accident. Your policy must contain at least:
    • $30,000 bodily injury liability coverage per person
    • $60,000 bodily injury liability coverage per accident
    • $25,000 property damage liability coverage per accident
  • Uninsured/Underinsured Insurance: Insures you against damages caused by someone else who doesn’t have liability coverage. You must carry:
    • $30,000 coverage per person
    • $60,000 coverage per accident
    • $25,000 property damage per accident

We will also add any extra coverage or provide you with higher limits if desired. Some of the coverages you might also need includes:

  • Collision Insurance: Covers damage to your own vehicle after an accident if you are at fault.
  • Comprehensive Insurance: Pays for vehicle damage from non-accident mishaps, such as weather damage.
  • Medical Coverage: Pays for your medical bills and those of your passengers.

Other coverage offers perks like roadside assistance, towing and rental car coverages. Ask your ACF Insurance agent how to add these protective elements to your policy. We will compare the offerings of multiple insurers, thereby making sure you always obtain the right balance of coverage at an affordable rate.

Contact Us Today

Don’t hesitate to get a quote on your personalized auto insurance policy right now! Contact us at our Raleigh office at (919) 878-7786 or our Garner office at (919) 661-1100 for a fast, free quote. You may also request an online quote. We can quote and issue your policy right over the phone and better yet, you do not have to leave your house or work to obtain coverage.

What are you waiting for? Call ACF Insurance Services and start saving money today!

Video Transcript

One day everything is great and you are riding along having the time of your life and within an instant your luck runs out.

You are pulled over by the police and blow over the limit for a DWI.

Your existing insurance company cancels your insurance or increases your renewal so high that you cannot afford it.

With nowhere to turn and no idea what to do you start looking online for cheap auto insurance with a DUI.

Do not worry anymore. ACF Insurance is here to help.

We give you a really fast quote right over the phone and issues your policy within minutes and you don't even have to leave your couch!

ACF Insurance has great rates on DUI or DWI auto insurance and we like to make it easy for you too.

Try us today and you will not be sorry!

Testimonials  
Adam K. The staff at ACF found policies for both my home and auto with the same coverages as my previous provider for a lot less premium.
- Adam K. Willow Springs, NC
Jack M. ACF Insurance has always given me the best price with excellent advice on the coverage that my personal and business needs.
- Jack M. Raleigh, NC
We have the expertise to find you the right coverage at the right price. 
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