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Charlotte Auto & DWI/DUI Insurance

Auto Insurance Quote Forms


If you’re looking for auto insurance, look no further. Use one of our online forms to request a policy quote. ACF Insurance Services can help you get accurate and affordable rates in no time.

Automobile Quote Form (short)

DWI and DUI Insurance

Low Cost Auto Insurance Information

Auto Insurance Customer Service Options


We’re here for you when you need us. You can self-service your policy at any time directly from our website. Click on the following policy service options to make changes.

Request ID Card for Auto Policy


Auto Insurance Information

Auto Insurance

Affordable Rates for Charlotte and the Surrounding Region

North Carolina has over five million registered vehicles. Every one of these vehicles poses a risk to others on the road. As the state’s largest metro area, Charlotte and its surrounding communities have more than two million residents. The high population means a high concentration of drivers, and there are currently road projects around I-85 and I-77 to expand the area’s infrastructure.

Such factors leave Charlotte and its metro area with lots of potential on-road hazards. Therefore, drivers who live in the area need the right car insurance coverage.

Auto insurance is the law in North Carolina. All drivers must carry minimum liability coverage levels. Since you have to carry coverage, you want it to be affordable and comprehensive. Let ACF Insurance Services find you a policy that meets your needs.

What is auto insurance?

Auto insurance is a contract between you and your insurance company that protects you from financial loss if you have a car accident. Your insurance company will help pay for the losses you experience from the accident.

Car insurance covers different scenarios that result in accidents, injuries or property damage. Our policies can cover:

  • Comprehensive, collision and liability risks
  • Medical payments
  • Rental reimbursement and towing
  • Non-owners liability to protect drivers who don't own a vehicle

Auto insurance shouldn’t be a one-size-fits-all policy. One of our agents can help you diagnose your areas of risk and insure them accordingly so you won’t have to pay more out of pocket than necessary.

Getting your auto policy

Our goal is to provide every driver affordable, effective coverage for their needs. Clients with accidents, violations, DWI, DUI or bad credit are no problem for ACF Insurance. Every Charlotte driver should be able to afford coverage regardless of their driver history or credit.

As an independent insurance agency, we work with multiple reputable, nationally-recognized insurance providers. ACF Insurance can compare different companies' policies to find coverage that best suits you.

Why work with ACF Insurance Services?

ACF Insurance has over 25 years of experience in the business. Drivers in Charlotte and throughout North Carolina should come to us to find reliable coverage.

Call us old fashioned, but we believe in attentive, responsive customer service. With us, you don’t have to worry about having trouble when updating your policy or paying your bill. We offer convenient payment options, including choices of payment due dates, auto drafts, low down payments, low monthly payments, direct billing, and text reminders.

You can also take advantage of our E-signature program. It can help you apply for insurance or make policy changes from your own home. We email you a link to your policy. You just have to type your name into the signature boxes to review and submit the E-signed documents back to us.

Get Started Today

Contact one of our agents today to learn more about auto insurance. You can start a free quote using one of our online forms. You can also reach us over the phone at (919) 661-1100.

Important Links

North Carolina Department of Motor Vehicles
http://www.ncdot.org/dmv/

North Carolina Department of Motor Vehicles Handbook
http://www.ncdot.org/dmv/driver_services/drivershandbook/download/NCDL_English.pdf

North Carolina Department of Transportation
http://www.ncdot.org/

Carolina Road Driving Sample Test Form
http://carolinaroaddriving.com/wp-content/uploads/2016/02/Sample-Test.pdf

We have the expertise to find you the right coverage at the right price. 
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