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ACF Insurance Services Inc Blog: raleigh

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Graduation is a time of endings and beginnings, a fresh start for teens and young adults to shape their futures. Along with graduation, however, comes the responsibility and confusion that go hand in hand with stepping out into adulthood. READ MORE >>

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Contractors need to be aware of the risks and hazards that can occur in their line of work. They also need to know how to protect their business from lawsuits. Many dangers exist on a worksite that can lead to accidents or injuries involving employees and the loss of equipment. READ MORE >>

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Money is something that we all need, whether we like it or not. For the most part, we have many possessions and one of the most expensive of these that we own are our cars. They take money to fuel, to run and, most of all, to repair. READ MORE >>

IntroductionDrunk driving?or “driving while impaired” (DWI) in North Carolina?is a serious offense that not only can drain your bank account, take away your freedom, and crush your reputation?it also can seriously injure and even kill. READ MORE >>

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If you have children away at college, it's likely they'll still want to borrow the family car during summer vacation or holidays. Therefore, it's important to talk to your insurance agent before you loan out the car keys to make sure everyone has the coverage they'll need. READ MORE >>

In North Carolina, if you get pulled over for a DWI (driving while intoxicated) and the officer asks you to take a blood or breath test, do you have to take one? What happens if you refuse?Implied ConsentNorth Carolina law requires you to take a blood or breath test if you are arrested for a DWI. READ MORE >>

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When you need to file a claim on your homeowner's insurance, it is important to realize that you are not going to get a check from the company right away. Many people do not understand how insurance claims are actually handled and thus get frustrated or discouraged when they have to make a claim. READ MORE >>

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If you've been charged with a DUI, car insurance can be extremely challenging and expensive to find. In addition to finding a non-standard insurance policy, you'll need to file an SR-22 as proof of continuing future insurance. Of course, the best way to avoid all this hassle is to avoid drunk driving in the first place. READ MORE >>

The Comprehensive Loss Underwriting Exchange database issues a report available to insurance companies. Find out how the CLUE report affects you. If you are like most drivers, you have never heard of a CLUE report. You should make a point of learning about them. READ MORE >>

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Lots of auto policy holders are confused about how insurance companies value vehicles after a claim, and that leads to some consternation about the expected payoff.  Confusion about whether a vehicle is considered “totaled,” or how much the insurance company generally assumes a car is worth can also occur. READ MORE >>

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