Friday, April 9, 2021Your home is supposed to protect you against the weather, but it’s not invincible itself. Its main structural components, including its roof, are designed to be strong, but there will be times where the weather is too much even for them. That’s why you have home insurance to cover the costs of damage. READ MORE >>
Friday, January 29, 2021 Home insurance rates fluctuate depending on several factors, some of which differ year to year while some occur seemingly at random. Keeping track of what is influencing your rates and how can help you better understand your policy and thus save money on home insurance coverage. Changes in Your Insurer READ MORE >>
Wednesday, October 28, 2020 Contrary to popular belief, most home insurance is not required by any state or federal laws. This means that the amount of coverage you need on your home primarily depends on your home insurance needs. The one exception is if you still have a mortgage on your home. READ MORE >>
Thursday, September 3, 2020 Hurricanes and tropical storms produce conditions that can be damaging to homes and vehicles. In times where property damage is imminent, insurance companies may put a moratorium in place. When a moratorium is in place, agents may be unable to write certain policies or update certain coverages. READ MORE >>
Wednesday, July 22, 2020 Owning a home is an expensive venture, and that doesn't stop when it comes to homeowners insurance. There are many factors that can influence the cost of your home insurance rates beyond yearly increases. The average cost of home insurance is around $2,305 a year. This cost can be influenced by: READ MORE >>
Wednesday, April 15, 2020 You may have read a personal finance blog about reducing your car insurance coverage when the vehicle gets older. Or, you might be having financial trouble and looking for ways to cut expenses. Does it make sense to drop your home insurance coverage in these situations, or others? Probably not. READ MORE >>
Monday, January 20, 2020 Porch pirates and stolen packages have unfortunately become a fact of life. The good news is that you have several options for getting reimbursed for a stolen package — including through your home insurance policy. Here's what to do if you're victimized by a stolen package. Talk To The Retailer First READ MORE >>
Tuesday, November 26, 2019Now is the perfect time to start looking for ways to save money on both car and home insurance. ACF Insurance works very hard to find the best rates available for our clients and we continue to look at our renewals to ensure we are providing the best rates in the future as well. READ MORE >>
Monday, September 23, 2019 You probably know your home better than anyone. You know how to navigate around the driveway and parking areas to avoid accidents. However, no plan to avoid accidents is foolproof. Your foot might slip one day, sending your car crashing into your house before you have time to react. READ MORE >>
Wednesday, March 20, 2019 Buying homeowners insurance means looking closely at the precise coverage you need. Sometimes, you might feel you need less coverage than what a standard policy package offers. As a result, a monoline home policy might seem like the best fit for you. However, only buying monoline coverage might leave you exposed in a way a package policy does not. READ MORE >>
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