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ACF Insurance Services Inc Blog: home insurance

View the latest blog posts from ACF Insurance Services Inc.

Buying homeowners insurance means looking closely at the precise coverage you need. Sometimes, you might feel you need less coverage than what a standard policy package offers. As a result, a monoline home policy might seem like the best fit for you. However, only buying monoline coverage might leave you exposed in a way a package policy does not. READ MORE >>

Hurricane Florence has only just left our area. However, we will continue to experience the side effects for a long time. Though tallies are just starting, property losses will likely skyrocket into the hundreds of millions of dollars. If you have experienced personal losses, now is the time to get in touch with your insurance company. READ MORE >>

You can often save on your insurance premiums by bundling. This means buying more than one policy from the same insurance company. You might decide to bundle your home and car policies, for example. However, what if you don't have any need to bundle? You don't want to miss out on insurance savings if you decide not to do so. READ MORE >>

Having home insurance helps you get the financial assistance you need if there is a loss to your property or someone is injured on your property. All too often, many homeowners make mistakes that increase the cost of their insurance. The following are three common mistakes homeowners make that impact their homeowner’s insurance premiums. READ MORE >>

Like many homeowners, you probably want the protection of home insurance. But it can be pricey for families on a budget. Luckily for you, there are several ways to cut down on premium costs so you can get all the protection you need for a price you can afford. Here’s how: Policy Changes READ MORE >>

Just because your home appears to be clean doesn’t mean that it’s germ-free. Bacteria and other germs can grow and linger in certain areas if you do not clean them regularly, which can lead to sickness and bad odors. This list details 10 areas of your home that you may not know are filled with germs. READ MORE >>

Your house is filled with furniture, artwork, collectibles and many more comforts that make it a home. These possessions are extremely valuable to you, yet you may not stop to asses that value until something goes awry. Contents insurance is a rider for homeowners insurance that will protect your assets after claimable events. READ MORE >>

Owning and maintaining a home is one of the largest financial responsibilities you will ever have. If it has been awhile since you have looked at your Raleigh homeowners insurance policy, it is time to examine your coverage to be sure you are prepared in the event of disaster. READ MORE >>

When you need to file a claim on your homeowner's insurance, it is important to realize that you are not going to get a check from the company right away. Many people do not understand how insurance claims are actually handled and thus get frustrated or discouraged when they have to make a claim. READ MORE >>

Some people don't purchase the Raleigh home insurance they need because they think they can't afford it. One of the most common reasons people avoid purchasing insurance is because they live in an area that is prone to bad weather such as hurricanes, ice storms or tornadoes. READ MORE >>

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