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ACF Insurance Services Inc Blog: home insurance

View the latest blog posts from ACF Insurance Services Inc.

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It’s time to update your home insurance policy. When purchasing a policy, it’s important to look at the actual details of it. Often, insurance agents will provide you with a policy they feel is right for your property. However, it’s ultimately up to you to ensure it really does meet your needs. READ MORE >>

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Your home is supposed to protect you against the weather, but it’s not invincible itself. Its main structural components, including its roof, are designed to be strong, but there will be times where the weather is too much even for them. That’s why you have home insurance to cover the costs of damage. READ MORE >>

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Home insurance rates fluctuate depending on several factors, some of which differ year to year while some occur seemingly at random. Keeping track of what is influencing your rates and how can help you better understand your policy and thus save money on home insurance coverage. Changes in Your Insurer READ MORE >>

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Contrary to popular belief, most home insurance is not required by any state or federal laws. This means that the amount of coverage you need on your home primarily depends on your home insurance needs. The one exception is if you still have a mortgage on your home. READ MORE >>

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Hurricanes and tropical storms produce conditions that can be damaging to homes and vehicles. In times where property damage is imminent, insurance companies may put a moratorium in place. When a moratorium is in place, agents may be unable to write certain policies or update certain coverages. READ MORE >>

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Owning a home is an expensive venture, and that doesn't stop when it comes to homeowners insurance. There are many factors that can influence the cost of your home insurance rates beyond yearly increases. The average cost of home insurance is around $2,305 a year. This cost can be influenced by: READ MORE >>

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You may have read a personal finance blog about reducing your car insurance coverage when the vehicle gets older. Or, you might be having financial trouble and looking for ways to cut expenses. Does it make sense to drop your home insurance coverage in these situations, or others? Probably not. READ MORE >>

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Porch pirates and stolen packages have unfortunately become a fact of life. The good news is that you have several options for getting reimbursed for a stolen package — including through your home insurance policy. Here's what to do if you're victimized by a stolen package. Talk To The Retailer First READ MORE >>

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Now is the perfect time to start looking for ways to save money on both car and home insurance. ACF Insurance works very hard to find the best rates available for our clients and we continue to look at our renewals to ensure we are providing the best rates in the future as well. READ MORE >>

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You probably know your home better than anyone. You know how to navigate around the driveway and parking areas to avoid accidents. However, no plan to avoid accidents is foolproof. Your foot might slip one day, sending your car crashing into your house before you have time to react. READ MORE >>

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