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ACF Insurance Services Inc Blog: car insurance

View the latest blog posts from ACF Insurance Services Inc.

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When it comes to auto insurance, the legal minimum doesn't cover much more than basic liability. So, when people refer to full coverage, they typically mean a policy that includes liability, comprehensive and collision. Liability is required by law. READ MORE >>

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Many drivers have been issued a ticket at some point. Whether that ticket came from speeding to work, turning too late on a yellow light or missing a stop sign, many of us have had that gut-dropping moment when we see police lights go off in our rearview mirror. READ MORE >>

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You're driving to work, picking up the kids or traveling to see a friend, when the unimaginable happens. Somebody hits your car and flees the scene. What should you do to have the best outcome with your auto insurance claim? If you or anyone else is hurt, call 9-1-1 immediately. READ MORE >>

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Most people feel like the road conditions in North Carolina are pretty bad. But the following article ranks us with the 15th best out of 50 states! Who would have thought? Key Findings: Rhode Island, Oklahoma and West Virginia top in nation for worst road infrastructure. READ MORE >>

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You probably know your home better than anyone. You know how to navigate around the driveway and parking areas to avoid accidents. However, no plan to avoid accidents is foolproof. Your foot might slip one day, sending your car crashing into your house before you have time to react. READ MORE >>

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There is nothing more aggravating than a dead battery. It never fails! The busiest time of the day is when it always happens. You are rushing to get somewhere and your car battery is dead! Car batteries are more expensive today than ever before — some two times the cost than just several years ago. READ MORE >>

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If you get a traffic ticket, then you will likely have to pay the price — both literally and figuratively. You'll probably have to pay a financial fine to settle the ticket in court. But the ticket is also akin to a legal conviction. Therefore, you'll likely face additional sanctions — namely the addition of points to your driving record. READ MORE >>

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No one sets out to get a DUI charge. However, it's a mistake that many people make if they choose to drink and drive. After a DUI charge, you might see that your car insurance premiums will increase. This is one of the penalties of committing such an infraction. Still, you might wonder if you will have to carry higher rates forever? READ MORE >>

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Everyone wants to save money on their car insurance. It's a fact. I hear everyday: Can you find me a better rate through another carrier? or What can I do with my policy to make it cheaper? There are several things you can do to cut costs on your car insurance. READ MORE >>

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Becoming a new driver means learning to follow the rules of the road. These aren't just driving rules, but also insurance rules. North Carolina, like most states, requires nearly all drivers to carry car insurance. If you don't get covered, you won't be able to drive legally. READ MORE >>

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