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ACF Insurance Services Inc Blog: car insurance

View the latest blog posts from ACF Insurance Services Inc.

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There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. READ MORE >>

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To best determine which insurance coverages are right for you, it is important to understand what protections they offer. Collision coverage covers the cost of damage to your personal vehicle in the event of an accident. Collision coverage is important for individuals with newer vehicles that hold a high value. READ MORE >>

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While getting your driver’s license can be a fun, new experience, there are many possible dangers associated with it. Here are some tips that new drivers should consider to avoid accidents and tickets. The most dangerous and costly mistake that a new driver could make is driving while under the influence. READ MORE >>

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When calculating your car insurance premiums, one of the first things an insurance agent reviews is your driving record. Drivers with a history of accidents of claims are considered to have a “bad driving record” and generally pay more for car insurance premiums. READ MORE >>

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With fall quickly approaching, some may be wondering what steps they can take to protect themselves and their car during the colder months. Inclement weather can create situations that make accidents far more likely. In order to prevent accidents, it is recommended that you consider investing in new tires. READ MORE >>

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Many people are surprised to discover that moving can impact your auto insurance premium. In North Carolina, changing your garaging zip code can cause your insurance premium to increase or decrease. Whether your premium will increase or decrease depends on many different factors. READ MORE >>

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Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Is UBI or PAYD protection something for every driver to employ as primary auto insurance coverage? READ MORE >>

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When it comes to auto insurance, the legal minimum doesn't cover much more than basic liability. So, when people refer to full coverage, they typically mean a policy that includes liability, comprehensive and collision. Liability is required by law. READ MORE >>

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Many drivers have been issued a ticket at some point. Whether that ticket came from speeding to work, turning too late on a yellow light or missing a stop sign, many of us have had that gut-dropping moment when we see police lights go off in our rearview mirror. READ MORE >>

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You're driving to work, picking up the kids or traveling to see a friend, when the unimaginable happens. Somebody hits your car and flees the scene. What should you do to have the best outcome with your auto insurance claim? If you or anyone else is hurt, call 9-1-1 immediately. READ MORE >>

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