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ACF Insurance Services Inc Blog: car insurance

View the latest blog posts from ACF Insurance Services Inc.

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Though state laws may not require you to purchase both collision and comprehensive coverage for your policy, doing so can protect your financial well-being. Read on to learn more about these types of coverage. The Basics READ MORE >>

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Many insurance customers have questions about what an insurance deductible is. Your insurance deductible is the amount of money that you must pay out of pocket in the event of an accident or claim. For example, if you have a $250 deductible, you will only be responsible for paying $250 towards the damages done in the accident and your insurance company will handle the rest. READ MORE >>

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With tax season right around the corner why not save some money on your car insurance before buying that new or used car you’ve been checking out? ACF Insurance has saved thousands of customers money on their car insurance in North Carolina since establishing back in 1991. READ MORE >>

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With winter quickly approaching, some may be wondering what steps they can take to protect themselves and their car during the colder months. Inclement weather can create situations that make accidents far more likely. To prevent accidents, it is recommended that you switch out your car’s tires. READ MORE >>

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As many drivers know, your driving record has perhaps the biggest influence on your car insurance rates. Keeping your driving record clean is easier said than done, however. The average person will be involved in around 5 accidents throughout their lifetime and not all of these are avoidable or even your fault. READ MORE >>

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While comprehensive and collision coverages are not required in North Carolina, it is extremely beneficial to have in the event you have damage to your vehicle. Only a few instances warrant dropping comprehensive and collision coverages from your policy. READ MORE >>

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If you carry full coverage on your auto policy then insurance will help you repair a broken or cracked windshield. Comprehensive coverage will take care of any damage caused by falling debris or hitting an animal. Collision coverage will take care of any glass damage that occurs during a car accident. READ MORE >>

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An insurance lapse occurs when an auto insurance policy is canceled and an individual has a period of time without insurance coverage. It is important to keep your insurance policy paid and active because if an accident occurs while a policy is canceled, insurance companies can deny claims. READ MORE >>

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There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. READ MORE >>

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To best determine which insurance coverages are right for you, it is important to understand what protections they offer. Collision coverage covers the cost of damage to your personal vehicle in the event of an accident. Collision coverage is important for individuals with newer vehicles that hold a high value. READ MORE >>

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