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There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. READ MORE >>

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To best determine which insurance coverages are right for you, it is important to understand what protections they offer. Collision coverage covers the cost of damage to your personal vehicle in the event of an accident. Collision coverage is important for individuals with newer vehicles that hold a high value. READ MORE >>

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While getting your driver’s license can be a fun, new experience, there are many possible dangers associated with it. Here are some tips that new drivers should consider to avoid accidents and tickets. The most dangerous and costly mistake that a new driver could make is driving while under the influence. READ MORE >>

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Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Is UBI or PAYD protection something for every driver to employ as primary auto insurance coverage? READ MORE >>

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