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ACF Insurance Services Inc Blog: acf insurance agency

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While comprehensive and collision coverages are not required in North Carolina, it is extremely beneficial to have in the event you have damage to your vehicle. Only a few instances warrant dropping comprehensive and collision coverages from your policy. READ MORE >>

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If you carry full coverage on your auto policy then insurance will help you repair a broken or cracked windshield. Comprehensive coverage will take care of any damage caused by falling debris or hitting an animal. Collision coverage will take care of any glass damage that occurs during a car accident. READ MORE >>

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An insurance lapse occurs when an auto insurance policy is canceled and an individual has a period of time without insurance coverage. It is important to keep your insurance policy paid and active because if an accident occurs while a policy is canceled, insurance companies can deny claims. READ MORE >>

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There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. READ MORE >>

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To best determine which insurance coverages are right for you, it is important to understand what protections they offer. Collision coverage covers the cost of damage to your personal vehicle in the event of an accident. Collision coverage is important for individuals with newer vehicles that hold a high value. READ MORE >>

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While getting your driver’s license can be a fun, new experience, there are many possible dangers associated with it. Here are some tips that new drivers should consider to avoid accidents and tickets. The most dangerous and costly mistake that a new driver could make is driving while under the influence. READ MORE >>

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Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Is UBI or PAYD protection something for every driver to employ as primary auto insurance coverage? READ MORE >>

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