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July 28, 2014

How to Save on Motorcycle Insurance

Motorcycles aren’t just vehicles that carry you from point A to B. Bikers take great pride in their motorcycles. It’s no secret that motorcycle insurance is one of the best ways that you can protect your bike, but it can get a bit pricey. However, there are plenty of ways that you can save. Try some of these tips.

Your Bike

Some people put a lot of work into their bikes, adding on custom accessories and paint jobs. But all of these additions increase the value of your bike, therefore causing your insurance rates to increase too. If saving on coverage is a big concern, consider leaving the factory parts and paint on your motorcycle.

Where you store your motorcycle also contributes to insurance rates. A bike stored somewhere secure, like a garage or shed, typically costs less to insure than a bike stored outdoors.

How You Ride

Your actions on the road directly correlate to your motorcycle insurance rates. An individual with multiple tickets and/or accidents on record is considered much riskier than an individual with a clean record. The safer you drive, the less you’re likely to pay for coverage.

Additionally, bikers who spend more time on the road have a statistically higher chance of getting into an accident. If you only ride your motorcycle seasonally or on weekends, you may qualify for lower insurance rates than someone who rides year-round.

Insurance Options

Bundle your motorcycle coverage with your home and auto coverage to save money on your whole insurance portfolio. For more savings, pay annually or biannually as opposed to monthly to knock off those processing fees.

Talk to your independent insurance agent about even more savings through discounts. Some insurers offer new customer incentives or customer loyalty discounts. There’s a wide variety of discount options and you may never know if you qualify until you ask.

Start saving today. Call ACF Insurance Services at 919-878-7786 for more information on Raleigh motorcycle insurance.

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