N. Raleigh | (919) 878-7786
S. Raleigh/Garner | (919) 661-1100

Driving under the influence (DUI) can lead to a host of sentences, including jail time. A DUI can also result in the suspension of your license, which means no car insurance until you get it back. Although the outlook may be bleak while you don’t have car insurance, you’ve got to keep your head in the game so you can get a new car insurance policy once your license is restored.

Lower Your Insurance Risks

Insurance rates are based on risks, which means they can be reduced if you are aware of the risk factors. When it comes to understanding risk factors, determining what can save you money on your car insurance is a breeze; just avoid things that are life-threatening. You can also do the following to demonstrate that you are taking the process to restore your license seriously.

-         Participate in a driver’s education course

-         Install safety devices in your car

-         Take a DUI education course

Although your insurance rates may still be higher than normal, taking these classes may help you reduce some of the cost.

Do You Need an SR-22?

Many people who have a DUI are required to get an SR-22 certificate before they can get auto insurance. An SR-22 certificate is required by the state when a driver is facing serious traffic violations, such as a DUI. The SR-22 is submitted by your insurance agency to your state DMV, for the purpose of ensuring that you maintain coverage and adhere to traffic laws. 

Talk to a Licensed Insurance Agent

One of the main aspects of successfully getting an insurance quote is speaking with a reputable independent insurance agent. He or she will take you through the process of getting and insurance quote based on your driving history. During this process, it is important that you ask your agent about the process and whether you will need an SR-22.

Getting a DUI is a big deal, but it’s not the end of the world. Apart from getting your license restored, there are a few other steps you must take to ensure that you can drive legally.

Your safety is our priority. Call ACF Insurance Services at (919) 661-1100 for more information on North Carolina DUI Insurance.

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