Comprehensive vs. Collision

 What is the difference between comprehensive and collision?

Comprehensive, also commonly referred to as “other than collision,” provides physical damage protection to your vehicle (less the deductible specified) that is not caused by collision or upset.  Most common claims are fire, theft, vandalism, deer, etc.  

Collision provides physical damage protection to your vehicle (less the deductible specified) from a loss that is caused by collision or upset.  Common claims are impacting another vehicle or object, etc.

The higher your comprehensive and collision deductibles are the lower your insurance premiums will be.