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ACF Insurance Services Inc Blog Page 5

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Car insurance needs change over your lifetime. It is important for each individual to have a plan that represents their current needs. As people get older, they may no longer need comprehensive coverage or extensive protection. Sometimes, it becomes even more important to consider a person's ability to drive safely. READ MORE >>

If there were one right answer to the question “How much liability coverage do I need when I get car insurance?” life would be a lot easier. But as with any important financial decision, the right amount of liability coverage depends on your specific circumstances — and your desire for peace of mind. READ MORE >>

DUI charges can cause a driver’s insurance costs to go up. However, many drivers may not understand why this is the case. Though insurance penalties and lawful penalties differ, they still are often quite interconnected. Understanding Your DUI Risks in the Eyes of Insurers READ MORE >>

Every state handles its DUI laws differently. Depending on where a driver receives a DUI, they can expect to face a different set of consequences. DUI law often varies based on location and the severity of the offense. Some states, North Carolina included, classify DUI charges in different stages. READ MORE >>

No one wants to get a DUI or DWI. However, intoxicated and impaired driving are serious offenses. When you commit such a violation, you pose a dangerous risk to yourself, your vehicle and others on the road. If the court convicts you on a DUI charge, you might worry about how this will affect your auto insurance rates. READ MORE >>

Many people toss around the idea of being a ride share driver. It is a creative way to earn extra cash on nights, weekends and holidays. What could be easier? You already have a car and know your town. You want to earn extra for your family vacation. This is the perfect opportunity to pad your pocket book. READ MORE >>

Electric vehicles are becoming more common and sought after than ever before. With the help of the right auto insurance policy, you’ll be able to keep that vehicle operating at its best. These vehicles are very new to the market, even though versions of them have been around for many years. READ MORE >>

In North Carolina if you're caught driving your car without insurance then you will face fines and potentially jail time. The NC Motor Vehicle Safety and Financial Responsibility Act states that any owner of a registered and operated motor vehicle must carry the minimum amounts of liability insur... READ MORE >>

Ride-sharing has emerged as a viable way for people to earn money in their free time. It’s the practice of transporting strangers in your car for pay. This is different from carpooling. Many companies like Lyft and Uber offer independent contractor opportunities to everyday people. READ MORE >>

No one wants to receive a Driving While Intoxicated (DWI) charge. If you’ve received a DWI charge, you likely know how serious this infraction is. Intoxication lessens sensory abilities. You aren’t able to recognize and react to driving risks at the same level that you are while sober. READ MORE >>

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