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ACF Insurance Services Inc Blog

View the latest blog posts from ACF Insurance Services Inc.

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With tax season right around the corner why not save some money on your car insurance before buying that new or used car you’ve been checking out? ACF Insurance has saved thousands of customers money on their car insurance in North Carolina since establishing back in 1991. READ MORE >>

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When you rent your home, your landlord will likely tell you that they require you to buy renters insurance, or more specifically, renters liability insurance. You might wonder why you are required to buy this coverage, and you might not consider it worth much of an investment. READ MORE >>

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As much as we would like things to be “business as usual” this holiday season, planning your holiday festivities may require a bit more effort this year. Many people are questioning whether they should participate in their normal holiday traditions due to safety concerns caused by COVID-19. READ MORE >>

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With winter quickly approaching, some may be wondering what steps they can take to protect themselves and their car during the colder months. Inclement weather can create situations that make accidents far more likely. To prevent accidents, it is recommended that you switch out your car’s tires. READ MORE >>

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As many drivers know, your driving record has perhaps the biggest influence on your car insurance rates. Keeping your driving record clean is easier said than done, however. The average person will be involved in around 5 accidents throughout their lifetime and not all of these are avoidable or even your fault. READ MORE >>

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While comprehensive and collision coverages are not required in North Carolina, it is extremely beneficial to have in the event you have damage to your vehicle. Only a few instances warrant dropping comprehensive and collision coverages from your policy. READ MORE >>

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If you carry full coverage on your auto policy then insurance will help you repair a broken or cracked windshield. Comprehensive coverage will take care of any damage caused by falling debris or hitting an animal. Collision coverage will take care of any glass damage that occurs during a car accident. READ MORE >>

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Contrary to popular belief, most home insurance is not required by any state or federal laws. This means that the amount of coverage you need on your home primarily depends on your home insurance needs. The one exception is if you still have a mortgage on your home. READ MORE >>

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An insurance lapse occurs when an auto insurance policy is canceled and an individual has a period of time without insurance coverage. It is important to keep your insurance policy paid and active because if an accident occurs while a policy is canceled, insurance companies can deny claims. READ MORE >>

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There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. READ MORE >>

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