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ACF Insurance Services Inc Blog

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You might have heard the plea to drink responsibly recently in television ads, radio announcements and even the electronic signage on highways. This is because alcohol consumption tends to raise impairment risks. Almost nowhere is this risk more threatening than behind the wheel of a vehicle. READ MORE >>

Car insurance can be very frustrating at times. Especially when you are doing everything you can to keep your rates from going up. You have gone for many years without getting any tickets or any points on your driving record and your rates have been pretty good for the last few years. READ MORE >>

Winter weather brings dangers along with it. Auto insurance claims can rise in the winter months when road conditions are poor. Icy roads are a big part of these risks. Maintaining car insurance is essential. It can help an owner avoid a hit to the wallet should an accident occur. READ MORE >>

If you’re caught driving while intoxicated, you’re breaking the law. Penalties are in effect in every state, with varying rules and regulations. Should you drive drunk, you may face Driving Under the Influence (DUI) or Driving While Intoxicated (DWI) charges. READ MORE >>

Car insurance needs change over your lifetime. It is important for each individual to have a plan that represents their current needs. As people get older, they may no longer need comprehensive coverage or extensive protection. Sometimes, it becomes even more important to consider a person's ability to drive safely. READ MORE >>

If there were one right answer to the question “How much liability coverage do I need when I get car insurance?” life would be a lot easier. But as with any important financial decision, the right amount of liability coverage depends on your specific circumstances — and your desire for peace of mind. READ MORE >>

DUI charges can cause a driver’s insurance costs to go up. However, many drivers may not understand why this is the case. Though insurance penalties and lawful penalties differ, they still are often quite interconnected. Understanding Your DUI Risks in the Eyes of Insurers READ MORE >>

Every state handles its DUI laws differently. Depending on where a driver receives a DUI, they can expect to face a different set of consequences. DUI law often varies based on location and the severity of the offense. Some states, North Carolina included, classify DUI charges in different stages. READ MORE >>

No one wants to get a DUI or DWI. However, intoxicated and impaired driving are serious offenses. When you commit such a violation, you pose a dangerous risk to yourself, your vehicle and others on the road. If the court convicts you on a DUI charge, you might worry about how this will affect your auto insurance rates. READ MORE >>

Many people toss around the idea of being a ride share driver. It is a creative way to earn extra cash on nights, weekends and holidays. What could be easier? You already have a car and know your town. You want to earn extra for your family vacation. This is the perfect opportunity to pad your pocket book. READ MORE >>

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